Student Loan Costs in Cass County, ND

What do student loans really cost in Cass County? Compare repayment strategies.

Avg Loan Balance

$37,526

Monthly Payment

$426

Total Interest

$13,594

Debt-to-Income

7%

Repayment Plan Comparison

Standard (10-Year)

Monthly Payment$426
Total Paid$51,120
Total Interest$13,594

Time to Payoff10 years

Income-Driven (IDR)

Monthly Payment$328
Monthly Savings$98
Forgiveness After20-25 years

Potential ForgivenessTaxable event

About Cass County, North Dakota

Cass County in North Dakota has a median household income of $73,249 and a population of 186,328. Student loan payments represent about 7% of median income under the standard repayment plan.

These estimates use average federal student loan balances adjusted for regional economics. Actual costs depend on your specific loans, interest rates, and repayment plan. Our calculator models all federal plans (Standard, IDR, PSLF), refinancing options, and extra payment strategies with Monte Carlo simulation.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Federal Student Aid, College Scorecard, Bureau of Labor Statistics. Estimates based on regional data. This is not financial advice.